Toronto Healthy Homes Renovation Program — 2026

The City of Toronto Healthy Homes Renovation Program offers low-income senior homeowners in Toronto a forgivable loan of up to $7,500 for health-related home modifications. The program helps seniors age safely at home by funding accessibility improvements, bathroom safety upgrades, and other health-supporting renovations.

Frequently Asked Questions

Who qualifies for the Toronto Healthy Homes Renovation Program?

The program is for Toronto homeowners aged 65 or older who meet low-income eligibility thresholds, own and occupy their home as a primary residence, and require renovations for health or accessibility reasons. Applicants must live within the City of Toronto boundary.

How much funding is available?

Eligible applicants can receive a forgivable loan of up to $7,500 for approved renovation work. The loan is forgiven after a set period if the homeowner remains in the home and meets program conditions.

What types of renovations does the program cover?

Covered work includes grab bars and handrails, ramps and step modifications, walk-in showers or accessible tubs, stair lifts, improved lighting, and other modifications recommended for health or safety reasons. The program does not fund cosmetic improvements.

How do I apply?

Contact the City of Toronto's Shelter, Support & Housing Administration or use the toronto.ca program page to begin an application. A program representative will assess your home and identify eligible work before approval.

How to Apply for the Toronto Healthy Homes Renovation Program

  1. 1
    Confirm eligibility

    Confirm you are a Toronto homeowner aged 65 or older, meet the income threshold, and can identify health or accessibility renovation needs. Gather income documentation and your property tax statement.

  2. 2
    Contact the City of Toronto program office

    Call or complete the online inquiry form at toronto.ca. A program coordinator will schedule a home visit to assess your needs and confirm eligible work.

  3. 3
    Receive your renovation plan and approval

    After the home assessment, the program coordinator identifies approved modifications. You will receive a written funding commitment before any work begins.

  4. 4
    Complete renovations with an approved contractor

    Use a licensed contractor to complete the approved work. contractor.ca can match you with Toronto contractors who are experienced with accessibility renovations and municipal program requirements.

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